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Every year, more cars and drivers hit the roads. As this number goes up, the possibility of accidents also goes up. Car insurance can make the difference between a minor inconvenience and a large trial. But why is insurance required by law and just how much do you need? Mandated coverage varies by state/province but usually includes the following: Liability: Personal injury and property damage that you are responsible for will be covered under this type of insurance. Bodily injury damages can include medical fees, and lost wages. Property damage can refer to damaged property and loss of property use. It can also cover your legal fees if you are sued. Recommended, higher levels of liability insurance are available that cover more events than the lower, state-mandated insurance. Personal Injury Protection: Personal injury insurance is required in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. State government usually sets minimum amounts. Medical Payments: This coverage is available in non-no-fault states; it pays regardless of who may be responsible. This insurance will pay for an insured person's necessary medical or funeral expenses for bodily injury from an accident. Collision: Pays for damage to your car caused by a collision. Comprehensive: This applies if your car is stolen or damaged by causes other than an accident, including weather damage or vandalism. Uninsured Motorist: Pays for damages when an insured person is in a crash caused by another person who does not have liability insurance or by a hit-and-run driver. Under-Insured Motorist: Similar to uninsured motorist protection, this kind of insurance covers you from drivers without enough insurance protection. Emergency road service, car rental, and other varieties of coverage can also be purchased. Insurance Clermont

We see more and more cars on the road every year. With the increasing number of vehicles on the road, crashes will happen. If you get in a car accident, the car insurance you own can make a big difference in how much you have to pay. So how do you know what type of car insurance you need and the quantity you should purchase? Your insurance may be able to pay for the expenses from a car crash ranging from hospital bills to replacement costs. Making the decision to drive without owning insurance could mean you have to repair or replace a stolen or damaged vehicle or pay the cost of all the damage that you may have caused. Liability: Personal injury and property damage that you have caused will be paid for under this type of insurance. Bodily injury damages can include medical expenses, and lost wages. Property damage can refer to car repair costs and loss of use of property. It also covers your defense and court costs if you are sued. State laws usually mandate minimum amounts of liability insurance, but larger amounts are available and very beneficial. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. This insurance can also cover lost wages, service replacement and funeral costs. The minimum amount of personal injury protection is typically set by the state. Medical Payments: Medical payment coverage is available in non-no-fault states; it pays despite who may be responsible. If you purchase this type of coverage, you will receive coverage for all types of medical or funeral costs. Collision: Damages that occur from a car accident will be paid for under this type of insurance. Comprehensive: Cover your vehicle from all non-collision damages when you buy this type of insurance. This includes protection from theft, vandalism, and weather damage. Uninsured Motorist: Thousands of drivers are breaking the law by driving a car without owning the proper amount of auto insurance. This insurance will cover you if one of these drivers hit you. Under-Insured Motorist: There are other drivers who have liability insurance that might not be able to cover all the expenses they are supposed to take care of. Under-insured motorist coverage protects you from those drivers. Other policies, such as car rental, are also available. Insurance Clermont

Protect your family with State Farm® Insurance. To review all your choices for personal coverage, contact a State Farm® agent today. Begin by protecting your most expensive purchase when you buy State Farm® home insurance. State Farm® is selected by our clients for a number of reasons. In addition to our professional State Farm® agents, our clients also receive 24-hour customer service, a highly-rated customer account management system, and innovative tools like the State Farm® mobile phone app. With all these tools, we are able to keep all of clients pleased with their insurance protection. State Farm® Insurance has made a name for ourselves allowing homeowners to feel comfortable with their insurance company when they need to submit a claim. Insurance Clermont

Protect your family with State Farm® Insurance. To learn more about all your choices for policies, contact a State Farm® agent today. Homeowner's insurance is very important, so let's make sure you've got the correct type of protection at for a competitive rate. With several customer-centered features available, State Farm® Insurance has assisted numerous individuals and families with their insurance needs. 24-hour customer support, a highly-rated customer account management system, innovative tools are just a few of the tools that State Farm® will provide for your family. It is impossible to keep more than 40 million clients happy unless you have maintained a high level of service. By choosing State Farm® Insurance, our clients will always feel protected by their insurance company. Insurance Clermont

Each year, more automobiles and drivers travel the highways. With so many vehicles on the road, crashes will happen. The difference between a little aggravation and major obstacle can be car insurance. So how can you find out what type of car insurance you need and how much to purchase? Mandated coverage varies by state/province but usually includes the following: Liability: This kind of insurance coverage will pay for the damage that you are responsible for. These damages may include bodily injury, and property damage. It can also cover your defense and court costs if you are sued. Recommended, higher levels of insurance are available that take care of more events than the lower, state-mandated varieties. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you and your passengers, regardless of who was responsible for the accident. It is sometimes referred to as no-fault coverage. This insurance may also cover lost wages, service replacement and funeral costs. State law usually sets minimum amounts. Medical Payments: Medical payment coverage can be purchased in non-no-fault states; it pays despite who carries responsibility for a collision. All necessary medical or funeral expenses will be covered under this insurance coverage. Collision: Pays for damages to your car caused by an accident. Comprehensive: Applies if your car is stolen or damaged by something other than a wreck, including fire, wind, hail, flood or vandalism. Uninsured Motorist: Pays for repair and replacement costs when an insured person is in an accident caused by another person who does not have insurance. Under-Insured Motorist: Many drivers have liability insurance that might not be able to cover all the expenses they are responsible for. Under-insured motorist coverage protects you from those drivers. Other types of coverage, like car rental and emergency road service, are also available. Insurance Clermont

We see more cars on the road each year. As this number increases, the possibility of accidents also increases. If you get in a car wreck, the auto insurance you own can make a big difference in how much you have to pay. But why do you need insurance and just how much do you need? Mandated coverage varies by state/province but typically includes the following: Liability: Pays for the expenses you are responsible for in a car accident, including property damage and injury. Damages from bodily injury include medical expenses, lost wages, and pain and suffering. Property damage can refer to car repair costs or loss of use of property. If you are sued, it also pays your legal fees. Local laws typically mandate standard amounts of liability insurance, but larger amounts are available and extremely helpful. Personal Injury Protection: This is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. This insurance can also pay for lost wages, service replacement and funeral costs. Local government typically sets minimum amounts. Medical Payments: This type of coverage is available in states that are not considered no-fault and will pay no matter who is responsible for the accident. This insurance will pay for an insured person's reasonable medical or funeral expenses resulting from a crash. Collision: Pays for damages to your vehicle caused by an accident. Comprehensive: Cover your vehicle from all non-collision damages when you buy this type of insurance. This may include protection from burglary, vandalism, and weather damage. Uninsured Motorist: If you are in an accident with a driver without insurance, this type of insurance will make sure you are covered. Under-Insured Motorist: Pays for collision expenses when an insured person is in an accident caused by a driver who does not have enough liability insurance to pay for the total amount of the damages. Other types of coverage, including emergency road service and car rental, are also available. Insurance Clermont

There are more cars on the road each year. With countless vehicles on the road, accidents can happen. If you get in a car wreck, the auto insurance you have can make a big difference in how much you have to pay. But why do you need insurance and just how much should you purchase? Car accidents can result in many different expenses, which your car insurance might be able to pay for based on the insurance policy you have purchased. No matter where you are living, you are required to buy some variety of auto insurance. By not purchasing insurance, you run the risk of having to pay the full cost of the harm or injury you cause others. Liability: Personal injury and property damage that you have caused will be covered under this type of insurance. If you are in legal trouble, it also pays your legal fees. Local laws usually require minimum amounts of liability insurance, but larger amounts can be purchased and are extremely helpful. Personal Injury Protection: Personal injury protection pays for the medical treatment for you or other people in your car, regardless of who was at fault in the collision. It is occasionally called no-fault coverage. This insurance may also pay for lost wages, service replacement and funeral costs. Local government usually sets minimum amounts. Medical Payments: This type of coverage can be purchased in non-no-fault states and will pay no matter who is responsible for the accident. If you purchase this type of coverage, you will receive coverage for necessary medical or funeral costs. Collision: This pays for damages to your vehicle caused by a collision. Comprehensive: Protect your vehicle from all non-collision damages by purchasing this type of insurance. This includes protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: This pays for damages when someone with insurance is injured in a crash caused by another person who does not have liability coverage. Under-Insured Motorist: This pays for collision expenses when an insured person is injured in a crash caused by another person who does not have the right amount of insurance to pay for the total amount of the damages. Other types of car insurance, like emergency road service and car rental, can also be purchased. Your auto insurance payments vary by company and will depend on multiple factors, such as: *Your selected coverage *Your vehicle's make and model * Your driving record * Your age, gender and marital status * Where you live Some people think they can get by without auto insurance, but it is truly something you don't want to live without. Evaluate your needs, do your research , and with the help of your insurance agency, make the decision that best suits you. Insurance Clermont