Each year, more cars and drivers travel the roads. This can lead to a higher possibility of a car accident. The difference between a little aggravation and large obstacle can be automobile insurance. How can you decide what insurance you need and where you should go to buy it? Car insurance provides you with protection from paying for damage caused to your car or another person's car and injury to other people, yourself, or passengers in your car, plus certain other occurrences, such as burglary. Deciding to drive without owning insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of all the damage that you may have caused. Liability: This kind of insurance coverage will pay for the damage that you are responsible for. These damages might include bodily injury, and property damage. If you are sued, it also pays your legal fees. Recommended, more comprehensive levels of liability insurance can be purchased that take care of more events than the stripped-down, state-mandated insurance. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you and other people in your car, regardless of who was at fault in the collision. It is required in some states and optional in others. State government typically sets minimum amounts. Medical Payments: This coverage can be purchased in states that are not considered no-fault; it will pay regardless of who may have been at fault. All necessary medical or funeral expenses will be covered under this insurance policy. Collision: Damages resulting from a car accident will be covered under this kind of insurance. Comprehensive: Protect your car from all non-collision damages by purchasing this type of coverage. This includes protection from robbery, vandalism, and weather damage. Uninsured Motorist: Many drivers are breaking the law by driving a car without purchasing the right amount of auto insurance. This type of coverage will protect you if one of these drivers hit you. Under-Insured Motorist: Many drivers have liability insurance that can't cover all the expenses they are supposed to take care of. This type of insurance protects you from those drivers. Other types of coverage, including car rental and emergency road service, are also available. Golf Cart Insurance Clermont